Dog and cat owners don’t pay the same amount for their four-legged family members. The ASPCA did a study on the average cost of owning a dog or a cat. Here’s a more detailed breakdown:
- Small dog – $1,314 the first year, $580 per year after
- Medium dog – $1,580 the first year, $695 per year after
- Large dog – $1,843 the first year, $875 per year after
- Cat – $1,035 the first year, $670 per year after
Of course, those are averages – the ASPCA says, “You shouldn’t expect to pay less than this, and you should definitely be prepared to pay more. Don’t forget to factor in the costs of unexpected veterinary care, as well as boarding facilities, pet sitters and dog walkers, if you plan to use them.”
But what the ASPCA doesn’t mention is ways to trim expenses.
1. Vet bills
The ASPCA says cats and dogs should see a vet at least once a year. The first year (when they usually require the most shots) is slightly more expensive. For example, they say vet bills for a medium-size dog break down like this:
- Recurring medical – $235
- Other initial medicine – $70
- Spaying or neutering – $200
- TOTAL – $505
You can also reduce your costs by shopping around for cheaper medicines. Target and Kroger offer $4 generic pet meds.
Some owners use pet health insurance to save money on their vet bills – both expected and unexpected – but it’s not cheap. The ASPCA says health insurance for a cat runs about $175 a year.
2. Food and supplies
The ASPCA says that the average yearly cost of food and supplies for a large dog like mine breaks down like this:
- Food – $235
- Toys and treats – $75
- TOTAL – $310
3. Grooming and training
According to the ASPCA, training and grooming for a small dog breaks down like this:
- Long hair grooming – $264
- Training class – $110
- TOTAL - $374
- WebMD Pets has great one-minute training videos featuring a certified dog trainer. You won’t learn everything you need to know, but it’s helpful to watch the techniques in action.
- Petfinder has a training section that covers everything from behavioral problems to basic dog tricks.
- Grooming FAQ from the ASPCA
- How to Groom a Dog from Beneful
- Grooming Your Dog’s Hair with Clippers from Dummies.com